PRIVACY POLICY

1. INFORMATION WE COLLECT

We may collect:

Personal Information:

  • Name

  • Email address

  • Billing information

  • Account login information

  • Payment details (processed by third-party processors)

Automatically Collected Information:

  • IP address

  • Browser type

  • Device information

  • Cookies and tracking technologies

2. HOW WE USE INFORMATION

We use information to:

  • Provide purchased Services

  • Process transactions

  • Deliver course access

  • Improve user experience

  • Send marketing communications (with opt-out ability)

  • Comply with legal obligations

3. PAYMENT PROCESSING

Payments are processed through third-party payment processors.

We do not store full credit card numbers on our servers.

4. SHARING OF INFORMATION

We may share information with:

  • Payment processors

  • Hosting providers

  • Email marketing providers

  • CRM and analytics providers

  • Legal authorities if required

We do not sell personal information.

5. COOKIES AND TRACKING

We use cookies to:

  • Maintain login sessions

  • Analyze site usage

  • Improve performance

  • Conduct marketing analytics

You may disable cookies in your browser settings.

6. DATA SECURITY

We implement commercially reasonable security measures.

However, no method of transmission over the internet is 100% secure.

7. DATA RETENTION

We retain personal data as long as necessary to:

  • Provide Services

  • Comply with legal obligations

  • Resolve disputes

8. YOUR RIGHTS

You may:

  • Request access to your personal information

  • Request correction of inaccurate data

  • Request deletion where legally permissible

  • Opt out of marketing emails

Requests may be submitted to: [Insert Contact Email]

9. CHILDREN’S PRIVACY

We do not knowingly collect data from individuals under 13 years of age.

10. CALIFORNIA PRIVACY RIGHTS

California residents may request information regarding disclosure of personal information pursuant to applicable law.

11. THIRD-PARTY LINKS

We are not responsible for privacy practices of third-party websites.

12. CHANGES TO THIS POLICY

We may update this Privacy Policy at any time. Updates will be posted on this page.

© 2026 HELOC Cash Flow Strategy. All rights reserved.